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Should I Rent An Apartment Or Buy A House In Noblesville?

January 20, 2021

Exterior of apartment in Noblesville

During the past decade, common wisdom in regards to acquiring property or renting an apartment in Noblesville has turned upside down. Buying property allows for a point of pride and belonging that you cannot get from renting, but it may also be a source of difficulty and big costs. Renting may bring some restrictions, but also creates room for flexibility and financial savings home ownership does not. Here are a few points to think about prior to deciding to purchase a house or rent an apartment in Noblesville.
 
Apartment building in Noblesville

Money is Key

Costs, both initial expense and reoccurring, can differ wildly between buying a house and renting an apartment. The property buying process is overflowing with expenses that normally have to be paid upfront - in addition to your down payment. There are home appraisal and inspections, earnest money, first-year insurance costs, and other assorted fees - all before your ongoing bills even kick in. Not to mention the supplementary prices of repairs and any renovations you may want.

Renting has a noticeably smaller barrier for entry. Normal renting upfront fees include a security deposit, first month’s rent, and other various deposits or fees. While some say that money paid for renting is gone forever, money paid on a location to stay is never a loss.

Living room in Noblesville apartment

Space for Yourself and the Entire Family 

What you need from your living space may be the critical consideration in deciding if you should buy a house or rent an apartment in Noblesville. The average house floor size in North America is continually growing, meaning more space for a home gym or a nursery. A house will likely have a yard for kids and pets to move freely and play in.

You can find apartments in various layouts and floorplans. For your unit, you can have anything from a 1-bedroom to a 3-bedroom, but the units all come in fixed layouts. Your apartment should have have walking paths and a dog park, and neighbors living in the unit next to you. Of course, most homes don’t come with amenities like a stocked gym or swimming pool

Repair in Noblesville apartment

Maintenance Woes

While the versatility that comes owning a house is liberating, it does come with a price. Should a pipe burst or furnace break, it is up to you or a handyman you hire to do the repairs. In a complex, there are maintenance professionals that is always on stand-by. Not only is having a maintenance professional on-call handy, but it will likely also save you some sizable replacement fees. Repair fees are included in your renting bill, while any repairs on a home come straight from your savings.

Flexibility for Your Lifestyle

Your job and lifestyle can be large factors in whether to buy a house or rent an apartment in Noblesville. Selling a house can be a lengthy, stressful process. If you work in a position that requires you to relocate routinely, undertaking the selling process will likely be more stressful than it is worth. Renting an apartment is a more simplified process that doesn’t require any real estate agents or money lending - only the apartment staff and you.

Ready To Start Looking For Your Dream Apartment Space?

When you’re ready for an apartment in Noblesville, your first choice should be East Bank Apartments. We have roomy floorplans, attentive staff, and top-of-the-line amenities. Simply call 463-238-3799 or click the “schedule a tour button” to locate your perfect living space.